Mere talk or talkshop ("ntoatoa") doesn't buy you a home - Money does. And when it comes to home ownership, it's either you're paying full cash for it, or you're opting for flexible payment plan. At DCANS Developments Ghana, we offer three(main) home financing options:
1. FULL CASH PAYMENT
Pre-agreed full payment required at keys hand over.
2. RENT-TO-BUY OPTION
Kindly take note that, with this home financing option, only 20% of your monthly repayment goes towards paying for the house, and remaining 80% used as rent payments. Available via our corporate sibling Rent-to-Buy Ghana.
3. DIRECT MORTGAGE OPTION (RECOMMENDED)
Hard-built into the DCANS Affordable Housing Programme, are low-rate direct mortgages for all our properties built-for-sale. The primary objective of the DCANS Mortgage Platform, is to enable us sell faster and efficiently by offering our own mortgages, without resort to any traditional bank.
100% of all your monthly repayment amount (principal and interest) goes towards paying off the house, unlike the rent-to-buy option which only uses 20% of your monthly repayment amount to pay off the home.
Built-in Direct Mortgages via DCANS Mortgage Ghana (Ghana Resident & Cedi Earners) and DCANS Mortgage UK (Non-Ghana Residents & Non-Cedi Earners).
VERY IMPORTANT
Irrespective of the buying option, Proof of Employment and/or Source of Your Income (or Payment Funds) are MANDATORY, in line with applicable required AML/CTF compliance. Minimum Qualifying Net Monthly Income (Single or Combined) required to buy from us is just GHs5,000 (approx. $420). Please don't contact us if you don't meet this relatively low income threshold.
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