Rarely does any person or entity go through a whole decade without encountering any financial hardships, but most traditional banks don't understand this reality of life and pursue aggressive foreclosure, after initially sweet-talking the troubled homeowner onto a mortgage.
At the DCANS Property Group, we DON'T foreclose on any defaulted existing homeowners, by virtue of our comprehensive Repayment Assistance Programme, which includes but not limited to:
- Mortgage Refinancing,
- Forbearance (up to 1yr or more),
- Sell & Rent Back,
- Sell & Buy Back,
- Outright Profitable Sell-up, that enables the homeowner to get some investment return (cash) out of the accrued equity in the property
- Job Search Assistance via TDGJobs.com , as a result of job loss
- Business Startup & Growth via GhanaStartups.org , if you want to venture into entrepreneurship, - etc etc.
All these are aimed at promoting mortgage financing adoption in Ghana, without entertaining the fear of losing one's property as a result of genuine repayment difficulty.
There are many ways DCANS Developments Ghana and/or its Lending Partners may be able to help provide repayment assistance on your mortgage, home loan or repayment. Loosing an investment is almost always very traumatic and we explore all avenues to help an existing customer come back from the brink to resume payments on their homes.
Who Qualifies?
This is obviously available to existing homebuyers with us only.
How to apply
Kindly login to your client area and apply from there.
Disclosures:
All Repayment Assistance options are not available with all products, and there is no guarantee that you will receive Repayment Assistance. You are obligated to make all future payments as they come due, even while DCANS Developments Ghana and/or its Lending Partners is evaluating a request for Repayment Assistance.
Additionally, DCANS Developments Ghana and/or its Lending Partners will continue normal servicing of your loan up to, and including, referral to foreclosure and repossession during the time it is reviewing your request for Repayment Assistance.
Credit reporting will continue, and, if applicable, your loan will be reported as delinquent until your loan is brought fully current. It is also important to note that the request for Repayment Assistance does not waive any remedies available to DCANS Developments Ghana and/or its Lending Partners under the terms of your loan documents. You may be required to pay additional fees/and or costs depending on the type of loan and solution you qualify for.
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